Kreditbee

Kreditbee

Interest rate Minimum

5 P.A

Interest rate Maximum

20000 P.A

Age Group

23+

CIBIL score

750+

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Features

  • Loan Amount: ₹6,000 to ₹10,00,000 (10 Lakhs)

  • Interest Rate: 12% to 28.5% per annum (depending on your credit profile and loan amount)

  • Repayment Tenure: 6 to 60 months

  • Processing Fee: Up to 5.1% of the loan amount + GST

  • Disbursal Time: Typically within 10 minutes after approval

  • Collateral: None required (unsecured loan)

Eligibility

  • Age: 21 to 60 years old

  • Citizenship: Indian Citizen

  • Employment Type: Salaried and self-employed individuals

  • Minimum Income: A net monthly income of at least ₹10,000. (Household income should be more than ₹25,000/month).

  • Credit Score: While a good CIBIL score gets you the best interest rates, KreditBee also considers applicants with lower scores or those who are new to credit.

Documents Required

  • Photograph (Selfie)

  • Identity Proof: PAN Card

  • Address Proof: Aadhaar Card, Passport, or Voter ID

  • Income Proof: Latest bank statements showing salary credits. Salaried employees may also be asked for a salary slip or company ID.

Note :-  Use Code (DSA100)

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