IDFC Bank Credit Card
IDFC Bank Credit Card
Joining Fee
Free
Annual Fee
Free
Age Group
21 +
Credit score
710+
Features
✓ Lifetime Free Credit Card
✓ Reward Point
– 6X Rewards on Online spend;
– 10X Rewards on monthly spends above Rs.20,000;
– 10X Rewards on all birthday spends.
– No Expiry
– Shop using reward points
✓ 1% Fuel surcharge waiver at Rs200/month.
✓ 25% off at movie tickets once a month (via PayTm)
✓ Super save interest rate from 0.75% – 3.5% per month.
✓ Up to 20% discount across 1500 restaurants.
✔ Insurance protection: Personal accident cover, Lost card liability cover.
Eligibility
✓ Employment: Salaried or self-employed
✓ Age Group: 21+ years
✓ Income:
- Rs.30,000/month for salaried
- Rs.5 Lakh and above tax return for self-employed applicants
✓ Credit Score: Above 710+
✓ Available for residents of 50 cities. Please check PIN Code.
✓ Existing customers of IDFC First Bank are not eligible.
Documents Required
Address proof
✓ Aadhaar Card
✓ PAN Card
✓ Income proof: Salary Slip